What is a Business Loan Calculator?

A Business Loan Calculator is an online tool that helps estimate the monthly EMI, total interest payable, and overall loan cost based on the loan amount, interest rate, and tenure. It helps businesses plan repayments and make informed borrowing decisions before applying for a loan.

Business Loan Calculator

Loan Amount₹1,00,000
₹1L₹75L
Interest Rate (p.a)11%
11%25%
Tenure (Years)
1 Y
1Y5Y

Your EMI*

₹8,838

*Equated Monthly Installment

Total Amount Payable₹0

Principal

₹1,00,000

Interest

₹6,058

Yearly Amortization Summary

YearOpening BalanceInterest PaidPrincipal RepaidClosing Balance
1₹1,00,000₹6,058₹1,00,000₹0

How to Use Business Loan Calculator – Step by Step

1

Enter Loan Amount

Adjust the slider or directly enter your desired loan amount.

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2

Set Interest Rate

Choose the annual interest rate for your business loan.

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3

Select Tenure

Choose the loan repayment period in years.

View Step Details →

4

View EMI Instantly

Your monthly EMI will be calculated and displayed automatically.

View Step Details →

5

Check Total Payable

See the total amount you'll repay including interest.

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6

Review Yearly Breakdown

Examine the year-wise amortization schedule for detailed planning.

View Step Details →

Why Use a Business Loan Calculator?

Using a Business Loan Calculator helps you make informed financial decisions and plan your loan repayment efficiently.

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Plan your monthly budget with accurate EMI calculations

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Compare different loan options quickly

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Understand interest vs principal breakdown

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Make informed borrowing decisions

Save time with instant calculations

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Get year-wise amortization schedule

Why Use Our Business Loan Calculator?

  • Get a clear amortization schedule — see yearly opening balance, interest paid, principal repaid, and closing balance.
  • Ensure accurate financial planning — know exactly how much you'll pay each month and in total.
  • Save time and effort — no manual calculations or complex formulas needed.
  • Suitable for business owners, startups, and entrepreneurs — perfect for planning business finances and loan repayments.
  • Interactive sliders — adjust values in real-time and see instant results.